* take 15 minutes to fill out a simple questionnaire, and you'll receive an email listing all the documents you'll need to submit to underwriting to get a full approval in as little as 48 hours. *
Ed Andrews III
Mortgage Loan Officer
Cardinal Financial Co.
The Ed Andrews III Difference:
Your Lender Search Is Over
Other lenders ask you a few questions, pull your credit, and send you off with a pre-qualification letter. This is an inferior way to buy a home. A fully underwritten "True Approval" lets home sellers and their agents know there's no risk of you not being able to close. This makes your offer infinitely more attractive.
While other lenders are still asking for contracts to be written for 30 to 45 days, we won't need anywhere near as much time to close your loan. Going through the underwriting process before putting an offer on a property means you can submit a contract to close on a property in as little as 15 days.
No More Surprises
Your realtor can tell you horror story after horror story of deals that fell apart at the last minute, or problems that cost buyers thousands of dollars. Being pre-underwritten means no surprises. A "True Approval" takes all the anxiety out of the mortgage lending process, leaving you to focus on the other tasks of moving.